I'm renting my house to DSS or Housing Association, are there different requirements?
Landlords residential let for DSS or HA (DSS Type 2) tennants is required; insurers rate these as higher risk so premiums are higher, call us to find out more.
You may want this for added peace of mind - AD on contents covers spilt liquids on carpets and computers. AD on buildings covers things like hammering nails into hidden cables and pipes. We can talk you through the options.
But my premiums have gone through the roof, can't I switch insurers?
You can have a structural survey done at your own cost; if this is satifactory some specialist insurers can offer cover at a reduced rate, call us to discuss your options