Our home is our sanctuary, and one of the biggest financial investments we make in our lifetime. So, it needs to be protected by an appropriate level of insurance to keep the building and the items inside it safe. Home insurance can comprise buildings cover, contents cover or both. It covers you for when damage or loss occurs as a result of unwanted events such as fire, flood, burglary/attempted burglary, vandalism and malicious damage, natural disasters and treacherous weather conditions. We offer a range of add-on options for our home insurance policies, including cover for named high-risk items and garden insurance.

Our home insurance policy benefits include:

• Owner occupier buildings and/or contents insurance cover
• Standard cover or extra accidental damage options
• No-claims discounts 
• Flexible, monthly payment options
• Garden cover available
• Legal expenses
• Public liability cover of up to £2,000,000
• Alternative accommodation
• Additional cover available for specifically named high-risk items 

If your home insurance costs seem to be rising without the benefits to match, contact us for a free, no-obligation quote. We can help you protect your home with added peace of mind.

Non-standard home insurance is designed especially for residential properties that are seen as incurring more risk for insurance companies to cover than standard dwellings. This could be because of the age of the property, listed status, location, design, size or how it is used. If your property does not fall into the remit of a conventional home insurance policy, we can still help you find suitable cover. Our non-standard home insurance cover has been designed to take in the ‘weird and wonderful’ – to ensure that you can still benefit from top quality protection.

Some examples of scenarios where non-standard home insurance would be a highly appropriate option include:

• Historic, period or listed buildings
• Victorian conversions retaining original features
• Homes in conservation areas and other protected locations
• Homes at increased risk of flooding
• Use of non-standard building materials or architectural design
• Timber frame or thatched properties
• Homes with authenticated provenance, such as a famous previous or present owner, or winners of design awards
• Homes containing high-risk or high value items that do not fall under the terms of a standard home insurance policy

If you are in the market for non-standard home insurance that is as individual as your property, look no further! Speak to our team today to find out how we can help.