We aim to provide useful advice and information via our blog, more detail on how to select the right insurance products for your needs. Please feel free to comment, share and provide feedback.
Underinsurance is very much a taboo topic in the commercial market despite the devastating effects of misunderstanding the requirements. If you or your advisers don’t correctly assess and understand the nature of the policy and associated risks you can easily find yourself underinsured or even worse, in breach of the policy terms. The fallout is […]
In comparison to most other industries, access to business insurance products has not changed that much in the last two decades when it comes to direct channel approach. Businesses still seek the advice of a broker, intermediary or another third party in order to find the right insurance, but this is not the case for […]
Before embarking on any kind of home improvement or building works, the most sensible first step many people fail to take is to review your insurance policies. Both Buildings Insurance and Home Contents can be affected. Mundane and boring I know, you just want a beautiful new house, but you would be surprised how many […]
It’s about time you double checked your home insurance policy terms and cover, if just for the peace of mind. Every year you’ve brushed off the suitably dire warnings from your favourite weather-girl, laughed at The Express foretelling yet another apocalypse and had a good moan about the train being late due to leaves on […]
It’s no secret a Google search for business insurance can leave you feeling confused with all the many options and packages of insurance all the different companies provide. And then there’s the question of whether you really need business insurance; does it do much and should you spend time and money getting insured in the […]
This year we really have become a nation of cyclists with 4.64 million of us hopping onto our bikes at least 3 times a week, according to the Cyclists Touring Club charity. The meteoric rise of cycle chic is at least partly the result of champions such as Bradley Wiggins, Mark Cavendish and Lizzie Armitstead […]
We’ve always been told from a young age that if we invest in something expensive or valuable we had better look after it. But sometimes things are taken out of our hands and that’s when we’re told ‘it’s better to be safe than sorry’ and that’s what insurance is all about. Whether you are insuring […]
There are various ways we can protect our homes from the following: Fire Smoke alarms really do save lives. Fit them throughout your home and test them regularly, replace batteries every year. If in doubt, most local fire services will visit your home free of charge to advise on where you should put smoke alarms […]